Retirement projections, PER / PEA, insurance, cashflow.
Pension advisor
Retirement projection, PER, death benefit — a dedicated workflow
For retirement specialists. Project retirement income over 30+ years, compare individual / collective PER scenarios, detect gaps in pension coverage and size death-capital with Madelin or equivalent wrappers.
On your dashboard, you'll see:
Tracked clients
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Avg retirement gap
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Open PER / pension plans
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YTD contributions
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Tools surfaced for you
Typical workflows
Retirement projection over 30 years
Current income, savings rate, PER contributions, AV growth — engine returns target replacement rate and identifies the shortfall.
PER individual vs collective
Same contribution capacity, two wrappers. The engine compares after-tax outcome at retirement and during the lock-up period.
Death-capital sizing with Madelin
Given dependents and outstanding debt, the tool returns recommended capital and best wrapper (Madelin term, whole life, group cover).
Conversational AI adapts
The ROB chatbot and the Oracle receive context tied to your profession. Examples of questions they handle directly:
Vocabulary adapts to your practice
Dashboard
Dashboard
Clients
Clients
Meetings
Retirement reviews
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